The Complainant is Lloyds Bank Plc of London, United Kingdom of Great Britain and Northern Ireland, represented by Crowell & Moring, LLP, Belgium.
The Respondent is Mochammad Tofan Nurfathoni of Kediri, Indonesia.
The disputed domain name <lloydstsbfoundations.info> is registered with Dynadot, LLC (the “Registrar”).
The Complaint was filed with the WIPO Arbitration and Mediation Center (the “Center”) on August 18, 2015. On August 18, 2015, the Center transmitted by email to the Registrar a request for registrar verification in connection with the disputed domain name. On August 18, 2015, the Registrar transmitted by email to the Center its verification response confirming that the Respondent is listed as the registrant and providing the contact details.
The Center verified that the Complaint satisfied the formal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” or “UDRP”), the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules for Uniform Domain Name Dispute Resolution Policy (the “Supplemental Rules”).
In accordance with the Rules, paragraphs 2 and 4, the Center formally notified the Respondent of the Complaint, and the proceedings commenced on August 24, 2015. In accordance with the Rules, paragraph 5, the due date for Response was September 13, 2015. The Respondent did not submit any response. Accordingly, the Center notified the Respondent’s default on September 14, 2015.
The Center appointed Richard Hill as the sole panelist in this matter on September 24, 2015. The Panel finds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7.
The Complainant owns the registered trademarks LLYODS and LLOYDS TSB and related marks, with rights dating back to 1986. These marks are used to promote the Complainant’s banking and related services. The marks are well-known.
The Respondent does not have any license or other authorization to use the Complainant’s mark or to sell its products or services.
The Respondent is using the disputed domain names to resolve to a website which provides advertising links to competitors of the Complainant.
The Complainant states that it is in the business of financial services and that it owns numerous registered trademarks around the world that include its name LLOYDS, including LLOYDS BANK and LLOYDS TSB, with rights dating back to 1986. The marks are very well known.
According to the Complainant, the disputed domain name is confusingly similar to its mark LLYODS TSB because it incorporates the mark and merely adds the generic word “foundations”. The Complainant cites UDRP precedents to support its position.
The Complainant alleges that the Respondent does not have rights or a legitimate interest in the disputed domain name. He is not commonly known by the disputed domain name, has no trademark or service rights in the disputed domain name, and has not been licensed or otherwise authorized by the Complainant to use its well known mark. The Complainant cites UDRP precedents to support its position.
Further, the Complainant alleges that the disputed domain name is used to host a website with pay-per-click links, some of which offer financial services of competitors of the Complainant. Such use does not constitute a legitimate or fair use according to the Policy. The Complainant cites UDRP precedents to support its position.
The Complainant states that, by registering the disputed domain name, the Respondent prevents the Complainant, as the holder of a trademark, from reflecting its mark in a corresponding domain name. The effect of the registration is to affect the business of the Complainant by attracting visitors looking for information about the Complainant or its marks and creating difficulties for persons searching the Internet. It also tarnishes the Complainant’s trademark and is a significant indicator of bad faith. The Complainant cites UDRP precedents to support its position.
Further, says the Complainant, the disputed domain name resolves to a page containing sponsored links to services that compete with those of the Complainant. This constitutes bad faith registration and use under the Policy. The Complainant cites UDRP precedents to support its position.
The Respondent did not reply to the Complainant’s contentions.
It is clear that the disputed domain name is confusingly similar (in the sense of the Policy) to the Complainant’s mark, because it contain the mark and merely add the common word “foundations” to form the domain name. See PACCAR, Inc. v. Enyart Associates and Truckalley.com, LLC, WIPO Case No. D2000-0289; see also Quixtar Investments Inc. v. Dennis Hoffman, WIPO Case No. D2000-0253.
The Panel holds that the Complainant has satisfied its burden of proof for this first element of the Policy.
The Respondent does not have any license or other authorization to use the Complainant’s mark or to sell its products or services. The Respondent is using the disputed domain name to resolve to a web page that offers sponsored advertising links to services that compete with those of the Complainant. Thus the Respondent’s use of the Complainant’s marks in the disputed domain names appears to be an attempt to impermissibly trade off the Complainant’s reputation and goodwill by creating a likelihood of user confusion.
Therefore, the Panel finds that the Respondent is not making a bona fide offering of goods or services for purposes of the Policy. Where a party has registered and used a domain name in bad faith (see the discussion below), that party cannot be found to have made a bona fide offering of goods and services, see The PNC Financial Services Group, Inc. and PNC Bank, N.A. v. Azra Khan, WIPO Case No. D2002-0701; see also AltaVista Company v. Saeid Yomtobian, WIPO Case No. D2000-0937).
The Panel finds that the Respondent has no rights or legitimate interests in the disputed domain names.
The Respondent (who did not reply to the Complainant’s contentions) has not presented any plausible explanation for its use of the Complainant’s mark. In accordance with paragraph 14(b) of the Rules, the Panel shall draw such inferences from the Respondent’s failure to reply as it considers appropriate. Accordingly, the Panel finds that the Respondent did not have a legitimate use in mind when registering the disputed domain name.
As noted above, the Respondent is using the disputed domain name to resolve to a web page containing links to competitors of the Complainant. The Respondent likely obtains click-through advertising revenue from those links. Thus the Panel finds that the Respondent has registered and is using the disputed domain names to take advantage of the confusing similarity between the disputed domain names and the Complainant’s mark in order to profit from the goodwill associated with the mark in bad faith under paragraph 4(b)(iv) of the Policy. See Utensilerie Associate S.p.A. v. C & M, WIPO Case No. D2003-0159.
The Panel holds that the Complainant has satisfied its burden of proof for this element of the Policy.
For the foregoing reasons, in accordance with paragraphs 4(i) of the Policy and 15 of the Rules, the Panel orders that the disputed domain name <lloydstsbfoundations.info> be transferred to the Complainant.
Richard Hill
Sole Panelist
Date: September 25, 2015