, registration no. 1071008, registered on April 21, 2010 (collectively, the “Trademark”).The Complainant is Natixis of Paris, France, represented by Inlex IP Expertise, France.
The Respondent is Room Thierry of Reims, France.
The disputed domain name <financement-natixis.com> (the “Domain Name”) is registered with PDR Ltd. d/b/a PublicDomainRegistry.com (the “Registrar”).
The Complaint was filed with the WIPO Arbitration and Mediation Center (the “Center”) on October 23, 2017. On October 23, 2017, the Center transmitted by email to the Registrar a request for registrar verification in connection with the Domain Name. On October 24, 2017, the Registrar transmitted by email to the Center its verification response confirming that the Respondent is listed as the registrant and providing the contact details. On November 2, 2017, an amended Complaint was filed with the Center to correct an administrative formality.
The Center verified that the Complaint together with the amended Complaint satisfied the formal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” or “UDRP”), the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules for Uniform Domain Name Dispute Resolution Policy (the “Supplemental Rules”).
In accordance with the Rules, paragraphs 2 and 4, the Center formally notified the Respondent of the Complaint, and the proceedings commenced on November 6, 2017. In accordance with the Rules, paragraph 5, the due date for Response was November 26, 2017. The Respondent did not submit any response. Accordingly, the Center notified the Respondent’s default on November 28, 2017.
The Center appointed Nathalie Dreyfus as the sole panelist in this matter on December 8, 2017. The Panel finds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7.
The Complainant is a French corporate and financial services company, Natixis, formed in 1954. It is the corporate, investment and financial services arm of Groupe BPCE, one of France’s largest banking institutions. It has more than 15,000 employees in 38 countries. It has won various awards for its services including Best Euro Lead Manager for Covered Bonds in 2013 and Label of Excellence Natixis Assurances by Dossiers de l’Epargne for the Assur-BP Habitat, Multipro and Protection Juridique contracts and the Solévia life insurance policy in 2014.
The Complainant owns several French, European Union and International trademark rights registered since 2006 composed of the term “NATIXIS”. In addition to the company name “Natixis”, registered in 1954, it owns several trademarks on the NATIXIS sign, notably:
- French Trademark NATIXIS, registration no. 3416315, registered on March 14, 2006;
- European Union Trade Mark NATIXIS, registration no. 5129176, registered on June 21, 2007;
- International Trademark , registration no. 1071008, registered on April 21, 2010 (collectively, the “Trademark”).
The Complainant also owns and maintains the following domain names which resolve to their official website:
- <natixis.com>, registered on February 3, 2005; and
- <natixis.fr>, registered on October 20, 2006.
The Domain Name was registered on August 23, 2017. It resolves to a warning page according to which the Domain Name seems to be suspended.
The Complainant makes the following contentions:
(i) that the Domain Name is identical or confusingly similar to the Complainant’s NATIXIS Trademarks;
(ii) that the Respondent has no rights nor any legitimate interests in respect of the Domain Name; and
(iii) that the Domain Name has been registered and is being used in bad faith.
The Complainant argues that the Domain Name reproduces the NATIXIS sign which matches the Complainant’s Trademarks, thus the Complainant indicates that the Domain Name is identical or confusingly similar to the Complainant’s NATIXIS Trademarks. Indeed, aside of having no signification nor in French nor in English, the term “natixis” is distinctive. Furthermore, the addition of the descriptive French term “financement”, which means funding in English, is not likely to avoid a likelihood of confusion between the Domain Name and the Complainant’s prior trademarks rights. In this regard, the Complainant reminds the Panel of the case SGS Société Générale de Surveillance S.A. v. Inspectorate, WIPO Case No. D2000-0025, in which the panel considered that the sole adjunction of a descriptive term within a domain name is not sufficient to exclude any risk of confusion with the complainant’s rights.
The Complainant further argues that there are no rights or legitimate interests held by the Respondent in respect of the Domain Name. The Respondent is not commonly known by the Domain Name, nor does it have a business or legal relationship with the Complainant, nor does the Respondent have any authorization from the Complainant to register the Domain Name or a domain name corresponding to the NATIXIS Trademarks. The Respondent is not using the Domain Name which refers to a “warning page”. This constitutes prima facie evidence of no rights or legitimate interests according to a prior case (Natixis v. Sylvia Postler, WIPO Case No. D2015-0960).
The Complainant further argues that the Domain Name was registered and is being used in bad faith. It argues that the Domain Name was registered with the aim of taking advantage of the reputation of the Complainant’s NATIXIS trademarks as the NATIXIS Trademarks are well known in France and in several other countries and based on its good ranking on the search engine at “www.google.com” and its international recognition due to the awards that the Complainant has been granted. Therefore, the Complainant further argues that even though the Domain Name is not active, the passive holding of a disputed domain name does not prevent a finding of bad faith in order to take advantage of the reputation of the Complainant. The Complainant thus reminds the Panel of the decision Jupiters Limited v. Aaron Hall, WIPO Case No. D2000-0574, in which it has been found that the reservation of domain names including well-known marks demonstrates the bad faith of the respondent.
For all the above reasons, the Complainant requests the transfer of the Domain Name.
The Respondent did not reply to the Complainant’s contentions and is therefore in default.
Paragraph 4(a)(i) of the Policy requires the Complainant to show that the disputed domain name is identical or confusingly similar to a trademark or service mark in which the Complainant has rights.
The Complainant has submitted evidence of its registered trademark rights in NATIXIS
The disputed domain name <financement-natixis.com> consists of the Complainant’s NATIXIS Trademarks, together with the descriptive term “financement” (which means “funding” in French), which refers to Complainant’s business activities. This is sufficient to find confusing similarity in the sense of the Policy. See, Valero Energy Corporation and Valero Marketing and Supply Company v. Valero Energy, WIPO Case No. D2017-0075; M/s Daiwik Hotels Pvt. Ltd v. Senthil Kumaran S, Daiwik Resorts, WIPO Case No. D2015-1384; and ERGO Versicherungsgruppe AG v. Idealist, WIPO Case No. D2008-0377 (the combination of the trademark ERGO in the second level of a domain name together with the term “finance” made the disputed domain name confusingly similar to the trademark in question).
Consequently, the Panel finds that the requirements of paragraph 4(a)(i) of the Policy are fulfilled.
Pursuant to paragraph 4(c) of the Policy, a respondent may establish rights to or legitimate interests in the disputed domain name by demonstrating any of the following:
(i) before any notice to it of the dispute, the respondent’s use of, or demonstrable preparations to use, the domain name or a name corresponding to the domain name in connection with a bona fide offering of goods or services; or
(ii) the respondent has been commonly known by the domain name, even if it has acquired no trademark or service mark rights; or
(iii) the respondent is making a legitimate noncommercial or fair use of the domain name, without intent for commercial gain, to misleadingly divert consumers, or to tarnish the trade mark or service mark at issue.
Although the Policy addresses ways in which a respondent may demonstrate rights or legitimate interests in a disputed domain name, it is well established that, as it is put in section 2.1 of WIPO Overview of WIPO Panel Views on Selected UDRP Questions, Third Edition (“WIPO Overview 3.0”) that a complainant is required to make out a prima facie case that the respondent lacks rights or legitimate interests. Once such prima facie case is made, the burden of production shifts to the respondent to come forward with relevant evidence demonstrating rights or legitimate interests in the domain name. If the respondent comes forward with relevant evidence of rights or legitimate interests, the panel weighs all the evidence, with the burden of proof always remaining on the complainant.
The Respondent is not affiliated or connected to the Complainant in any way nor has it been authorized or licensed by the Complainant to register and use the Domain Name which incorporates the Trademarks. It does not appear to have any independent right to the Domain Name. There is no evidence that the Respondent is commonly known by the Domain Name. The Domain Name refers to a warning page.
The Panel finds that the Complainant has made out a prima facie case, a case calling for an answer from the Respondent. The Respondent has not filed a response and is therefore in default, thus, the Panel is unable to conceive of any basis upon which the Respondent could sensibly be said to have any rights or legitimate interests in respect of the Domain Name.
For all the foregoing reasons, this Panel finds that the Respondent has no rights or legitimate interests in respect of the Domain Name, pursuant to the Policy, paragraph 4(a)(ii).
Pursuant to the Policy (paragraph 4(a)(iii)), the Complainant must show that the Respondent registered and is using the Domain Name in bad faith.
The Panel finds that the Respondent must have been aware of the Complainant and its reputation in the NATIXIS Trademarks at the time the Respondent registered the Domain Name. The Complainant has submitted evidence, which shows that the Respondent registered the Domain Name long after the Complainant registered its trademark. According to the evidence filed by the Complainant, the Complainant has owned a registration for the NATIXIS trademark since at least the year 2006. It is suggestive of the Respondent’s bad faith in these particular circumstances that the NATIXIS Trademarks, owned by the Complainant, were registered long before the registration of the Domain Name (Sanofi-Aventis v. Abigail Wallace, WIPO Case No. D2009-0735). WIPO Overview 3.0, section 3.2.2 states as follows:
“Noting the near instantaneous and global reach of the Internet and search engines, and particularly in circumstances where the complainant’s mark is widely known (including in its sector) or highly specific and a respondent cannot credibly claim to have been unaware of the mark (particularly in the case of domainers), panels have been prepared to infer that the respondent knew, or have found that the respondent should have known, that its registration would be identical or confusingly similar to a complainant’s mark. Further factors including the nature of the domain name, the chosen top-level domain, any use of the domain name, or any respondent pattern, may obviate a respondent’s claim not to have been aware of the complainant’s mark.”
The fact that there is a clear absence of rights or legitimate interests coupled with no credible explanation for the Respondent’s choice of the Domain Name is also a significant factor to consider (as stated in section 3.1.1 of WIPO Overview 3.0). The Domain Name falls into the category stated above and the Panel finds that registration is in bad faith.
The word “natixis” does not have any apparent meaning in English or in French and is distinctive, thus, it refers directly and only to the Complainant’s Trademarks and company name. There is no obvious reason, nor has the Respondent offered an explanation, for the Respondent to register a domain name that combines a reproduction of the Trademarks in its entirety and the adjunction of a descriptive word that refers to the Complainant’s main activity unless there was an intention to create a likelihood of confusion between the Domain Name and the Complainant’s NATIXIS Trademarks.
The disputed domain name is confusingly similar to the Complainant’s Trademark. Previous UDRP panels have found that “[a] likelihood of confusion is presumed, and such confusion will inevitably result in the diversion of Internet traffic from the Complainant’s site to the Respondent’s site” (Edmunds.com, Inc. v. Triple E Holdings Limited, WIPO Case No. D2006-1095).
Furthermore, although there is no active use of the Domain Name as it refers to a warning page acknowledging that the Respondent did not provide enough information to the domain registration service for the Domain Name to be activated. Regarding the lapse of time since its registration by the Respondent, the Panel considers it is indicative of its intention to hold the Domain Name in bad faith. There are several cases, of which Telstra v. Nuclear Marshmellows, WIPO Case No. D2000-0003 is an example, where so called “passive holding” of a domain name has been held to constitute use within the meaning of paragraph 4(a)(iii) of the Policy.
Accordingly, the Panel finds that the Respondent has registered and is using the Domain Name in bad faith under paragraph 4(a)(iii) of the Policy.
For the foregoing reasons, in accordance with paragraphs 4(i) of the Policy and 15 of the Rules, the Panel orders that the Domain Name, <financement-natixis.com>, be transferred to the Complainant.
Nathalie Dreyfus
Sole Panelist
Date: December 22, 2017